About

Safe Harbor Financial Planning Group, LLC serves Kansas City, MO, San Antonio, TX and surrounding communities. Our mission is to provide the families and businesses we serve with innovative financial strategies, solutions and planning that result in financial clarity, security and overall financial health. Making strong commitments to our clients and building lifelong relationships are tenets of success at Safe Harbor Financial Planning Group, LLC.

We provide investors custom-tailored strategies to meet short- and long-term needs. Our goal is to help our clients realize their financial dreams by offering creative solutions through an open and transparent process utilizing innovative solutions to achieve financial independence.


Adam Gulin
Founder & Owner

Adam was born in Baltimore, Maryland and is a first-generation American on his father’s side of the family. He moved to San Antonio as a child, and his sister and brother still call San Antonio home.      Adam’s brother, along with many uncles and cousins, served faithfully in the US Military. Adam has family members who work for the Federal Government in Washington, D.C. He and his wife, Barbara, are raising two daughters in a suburb of Kansas City. In his spare time, he’s a sports enthusiast and enjoys picking up a microphone at the occasional karaoke outing.

  • Insurance experience since 1981
  • Investment experience since 1984
  • Co-Founder Safe Harbor Financial Planning Group, LLC. Registered Investment Advisor
  • Co-Founder REAPP IMS Registered Investment Advisor
  • Series 65 Securities License (Investment Advisor).
  • Life and Health Insurance License

Barb Gulin
President & Owner

Barbara spent most of her childhood hopping around the country as her parents were Civil Service employees with the Veteran’s Administration. She is grateful to her grandfathers, both World War II veterans, and her uncles and cousins who also served in the military. Barbara and Adam have been married since 1997. When she isn’t helping Adam, or providing taxi service to their youngest daughter, you can usually find Barbara with her nose in a good book or watching a baseball game.

  • Insurance experience since 2004
  • Investment experience since 2004
  • Co-Founder Safe Harbor Financial Planning Group, LLC. Registered Investment Advisor
  • Series 65 Securities License (Investment Advisor)

Michael “Mike” Porembski

Investment Advisor Representative

My name is Michael (Mike) Porembski and I am an Investment Advisor Representative & Fiduciary. Being a fiduciary means that I am obligated to put the client’s best interest ahead of mine. I tell my clients that I treat their money as if it were my own, and I mean that.

My credentials include a Bachelor’s degree in Business/Biology, and a Master of Science degree in Banking and Financial Services Management from Boston University. Additionally, I was a financial Controller for a company in KCMO with $10M+ in revenues for 17 years. Concurrent to that, I have been a firefighter for 21 years with the Kansas City, Kansas Fire Department. As such, my unusual background has resulted in my having a unique perspective in understanding the benefit options of KPERS, as well as the many opportunities afforded by the 457(b) plan, and the HSA, which I have found are generally quite misunderstood. As I am in the “same boat” as all KPERS/KPF employees, I am in a unique position being a fiduciary, and have the knowledge that I do relating to the many nuances of these investment vehicles.

Finally, whether you are an ordinary citizen, or a government employee, I take my fiduciary duty, client responsibilities, and customer service very seriously. If I were to have the privilege of being your advisor, you can rest assured that I really will treat it as if it were my own.