Hello, my name is Mike Porembski, and I am an investment advisor, representative, and a fiduciary with Safe Harbor Financial Planning Group, LLC. I formerly was a firefighter for 21 years. Concurrent to that, I was a financial controller for a company with several million dollars in annual revenues.Additionally, I earned a master science degree in banking and financial services management from Boston University. Having been a first responder. I understand the nuances relating to the retirement planning strategies only afforded to providers, paramedics, and police officers. I am not limited to helping those folks however. I have clients from all walks of life. At the end of the day, regardless of your chosen profession, I tell my clients and I mean it, “My goal is to treat your money with the same level of care I treat my own.” So if I can help you out, please give me a call.
Hi, we are Adam and Barb Gulin, and we are the founders of Safe Harbor Financial Planning Group, LLC. Whether you are a CSRS or a FERS or an Offset, you need to know about how your pension is calculated. You need to know about FEGLI and how that works or FEHB or whatever it is that you are looking for. One of our biggest focus points is making sure your TSP is invested in the areas that most benefit you. We may have the solutions and the answers you are looking for. We have been in business since 1982 and have enjoyed working with Federal employees like yourself.In the mid 1980s, my father retired from civilian service with the federal government as a social worker. He got bad advice from his banker. Back then, you could take your deposits with you, and he was encouraged to do that. The banker told him that he could make my dad more money than his pension. When my dad did that as a diabetic with lots of medications and health issues, he gave up all of his federal benefits, including his health insurance. That is why it’s important to us that you seek advice from somebody who knows your benefits and who knows what is in your best interest.
As Fiduciaries, we are obligated by law to act in your best interest when managing your assets or money. Rather than operating out of self-interest, as a fiduciary advisor, we are obligated to make recommendations that benefit you. If you are new to working with a financial advisor, have a financial advisor but are wanting a more informed one, or even have a financial advisor that you like, we want to offer you a first or second opinion on your current investments and benefits. Please reach out to us and schedule your consultation today or come attend one of our workshops on your Federal Benefits.
Hi, my name is Barbara Gulin, and I’m president of Safe Harbor Financial Planning Group, LLC. Like many of you, I faced some real interesting circumstances in my life. My husband has had cancer twice. The first time was when we had two young children. At that time, I was not in the financial services industry and looking at what we might have to face alone was a little bit overwhelming and daunting. At that point, I decided that I needed to step back into the industry and make it my mission to work with women. I want to make sure that they understand how their investments work, that they are planning adequately for their retirement, and help them craft a retirement that they know is what they intend for it to be. I look forward to working with you, helping you, and answering your questions.